Kemba Credit Union | From the President

Your credit union continues to grow and prosper as we maintain a very strong financial position. Loan and deposit growth have been strong throughout the first half of 2010. We are proud of the accomplishments in 2010 as we continue to focus on the financial needs of the membership

Recent governmental legislation has changed some of the current benefits you have as a checking account holder at Kemba Credit Union. On August 15, you will be required to choose to opt into Overdraft Privilege for your debit card transactions at all financial institutions. At Kemba we strongly urge you to Opt-In for protection on your debit card transactions. You have many ways to Opt-In; stop by your local branch, call us or log into Web Connect. It is simple and can save you from the embarrassment associated with overdrafting your account.

I would like to personally thank you for your support and confidence throughout the year. We are excited about the future and the positive impact that Kemba can have on the lives of our members. We invite you to visit one of our convenient locations, or our web site at www.kemba.com or call us at 513-762-5070 when considering your next loan, investment or financial need. 2010 is continuing the tradition of success for Kemba members. We are here to serve you!

Steve Behler, President and CEO