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By applying for a Kemba Visa, you are choosing a card that provides you with the convenience you expect from a credit card, and more.

Now is the perfect time to apply for a Kemba VISA Card and transfer existing higher-interest balances to one of Kemba's low-rate VISA cards.

VISA® Classic - There's no annual fee and a 25-day grace period applies.

VISA® Gold - Kemba offers a high-performing, premium Gold card program. The minimum annual salary requirement for a Gold card is $25,000. The Gold card has no annual fee with a 25-day grace period. Credit limits granted to $10,000. Additional benefits listed below.

VISA® Platinum - Kemba Platinum entitles card holders to the strength and purchasing power that accompanies VISA® Platinum. The minimum annual salary requirement for a Platinum card is $40,000. There's no annual fee and the Platinum card carries 25-day grace period. Credit limits granted to $25,000. Additional benefits listed below.

Greater Cincinnati Firefighters VISA® – A great card for all Cincinnati Firefighters. This card offers a low rate and is accepted at millions of locations.

Payments can be easily made through Web Connect by transferring your payment from your savings or checking account - to your credit card loan with a couple of clicks. Payments can also be made using Touch-Tone-Teller, Kemba's telephone account access. You may choose to have it paid automatically through Kemba's online or telephone Bill Payment service. Of course, you can also pay with your itemized monthly statement.

Additional Benefits for VISA® Gold and Platinum card holders:

  • Travel Accident Insurance
  • Auto Rental Insurance
  • Warranty Manager Service
  • Emergency Cash/Card
  • Replacement
  • Lost/Stolen Card Reporting
  • Travel and Emergency Assistance
  • Year-end Summary Statements through Kemba's Web Connect