Kemba membership is available through many avenues. With a membership charter serving Southwestern Ohio and the Tri-State area, almost everyone is eligible to join.
Anyone who lives in the Greater Cincinnati area and holds a Kroger Plus Card can now join Kemba. If your local Kroger store is in Northern Kentucky or Southeast Indiana, you’re eligible for Kemba membership! Stop by your local branch with your Kroger Plus Card and sign up today for all the benefits Kemba has to offer.
If you work for any of the 600 eligible companies, you’re eligible! View a list of our company partners.
If you live, work, worship or attend school in one of the following twelve counties, you're eligible:

You are also eligible to join if one of your immediate family members is a member of Kemba.
Even if you change jobs, as long as you keep your $5 minimum balance in your new savings account, you will always be a member. Payroll deduction/direct deposit and other automated procedures can still be achieved with ease! Simply contact us and a Kemba member service representative will walk you through the process.