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A Message from the CEO

Your credit union is continuing to grow as we add new members, loans and deposits. We are excited to announce that we recently relocated our Queensgate office to 1119 W. Eighth Street. To better serve you, this new full-service branch provides drive thru service along with a drive-up ATM.

We continue to support our local communities. In August, we hosted our 2nd Annual “Kemba Night at Great American Ball Park”. This event helped raise more than $3,300 which was donated to the Cincinnati Fire Foundation, a not-for-profit corporation that supports the Cincinnati Fire Department. Once again, Kemba partnered with the Freestore Foodbank to help sell rubber ducks for the Rubber Duck Regatta. Kemba, along with Kroger and other local businesses helped raise more than $1,000,000 which will provide approximately 3 million meals to those in need. Starting in late October, Kemba will collaborate with St. Vincent DePaul to support the WLWT Coat Drive. Donate your new or gently used coats at any one of our convenient branch locations.

Over the past few months, mortgage rates have dropped. Now is a great time to think about refinancing your current home or purchasing a new one. Our mortgage representatives will work with you to find the best home financing solution. Visit one of our convenient branch locations, call one of our knowledgeable mortgage representatives or visit us online at Kemba.com to learn more and apply today.

Kemba is proud to announce we are offering a new car buying service, Tru Shop-by-Payments. Members can shop for vehicles that match their monthly budget from local auto dealers. This new car buying member benefit is a unique personalized shopping experience, designed to make your car buying experience easier. Tru Shop-by-Payments is located online at Kemba.com within the Kemba Auto Center.

Kemba continues to support our small business partners by adding new products and solutions to help grow their business. We recently launched Autobooks, the simplest way for small businesses to manage customer payments. Autobooks allows businesses to create and send invoices electronically and allows their customers to pay the invoice online. Autobooks is another clear example of how Kemba Credit Union is working for you.

We appreciate your loyal support and we wish you and your family happiness for the upcoming holiday season.

Dan Sutton

President/CEO

Financial Statement

Condensed Financial Statement

Assets

$979,741,604

Shares

$821,277,733

Loans

$844,615,371

Net Worth

$113,730,713

Members

102,123

These figures are accurate as of August 31, 2019.