APY = Annual Percentage Yield. All deposit rates are accurate as of 03/31/2023. Rates, terms, and conditions are subject to change. APY is accurate as of the last dividend declaration date. Fees may reduce earnings on the account. Rate may change after account opening
| Product |
APR as low as* |
| Personal Loan |
11.12% |
*APR = Annual Percentage Rate. Minimum credit score of 710+ required. Example loan in the amount of $10,000.00 for 60 months, would have a monthly payment of $216.96, with an interest rate of 10.90% and an APR of 11.119%. Upon approved credit. All loans are subject to approval. Rates, terms, and conditions are subject to change. This rate is accurate as of 12/21/2022.
Home Equity Line of Credit
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| Product |
APR as low as* |
| Home Equity Line of Credit (80% LTV - Max) |
8.00% |
Prime Rate 8.00% as of 03/31/2023
*Upon approved credit. APR= Annual Percentage Rate. Primary Residence only. Kemba refinances do not apply. Home Equity loans are not available in all states. Rate reflects 80% or less Loan-to-Value (LTV) and credit score of 700+. Prime is as stated in the Wall Street Journal, subject to adjustment on the first day of each calendar quarter with a maximum APR of 8.50% and a minimum APR of 2.00%.The current rate of Prime + 0.00% is only available on new loans (new money) and a credit score of 700 or better. The $50 annual fee on the LOC will be waived the first year. Contact your tax advisor for tax deductibility. Your Annual Percentage rate can change quarterly. There is no limit on the amount by which the interest rate can change during any one-year period other than the maximum Annual Percentage Rate that can apply at any time on this account. To open and maintain a line of credit, you may have to pay us an application fee of $500.00. Please contact us at 513-763-8189 for other available Home Equity products. NMLS# 422067
| Model Year |
Term |
APR as low as* |
| 2019-2023 |
Up to 63 Months |
7.14% |
*APR = Annual Percentage Rate. Model years 2019 - 2023. Minimum credit score of 710+ required. Maximum term of 63 months. Example loan in the amount of $20,000.00 for 63 months, would have a monthly payment of $379.67, with an interest rate of 6.94% and an APR of 7.141%. New money only. Upon approved credit. Kemba refinances do not apply. Rates subject to change. This rate is accurate as of 2/10/2023.
| Product |
APR* |
Disclosures |
| Visa (Variable) |
14.49% (Prime + 6.99%) |
Disclosure |
| Visa Gold (Variable) |
12.24% (Prime + 4.74%) |
Disclosure |
| Visa Platinum |
9.90% |
Disclosure |
Prime Rate 7.50% as of 1/20/2023
*APR = Annual Percentage Rate. Transaction fee for balance transfers and cash advances: 2% of each advance; minimum of $2, maximum $50. Foreign currency transaction fee 1%. Approval is based upon credit worthiness. Terms and conditions may apply for loan approval. Not everyone will qualify for the credit terms advertised.
| Term |
APY* |
Dividend Rate |
| 3 Months |
3.25% |
3.20% |
| 6 Months |
4.30% |
4.21% |
| 12 Months |
4.40% |
4.31% |
| 18 Months |
4.50% |
4.40% |
| 24 Months |
4.55% |
4.45% |
| 30 Months |
4.60% |
4.50% |
| 36 Months |
4.70% |
4.59% |
| 48 Months |
4.10% |
4.02% |
| 60 Months |
4.15% |
4.07% |
Bonus Certificate
| Term |
APY** |
Dividend Rate |
| 24 Month Bonus |
5.00% (Months 1-12) |
4.88% |
| 4.00% (Months 13-24) |
3.92% |
Early withdrawals subject to penalty. Minimum balance to open and earn dividends: $500.00. Fees may reduce earnings on the account
| Product |
Balance |
APY* |
Dividend Rate |
| Business Prestige |
$2,500.00+ |
0.25% |
0.25% |
| Business Platinum |
$2,500.00 - $24,999.99 |
0.25% |
0.25% |
| Business Platinum |
$25,000.00+ |
0.30% |
0.30% |
Rates subject to change. Fees may reduce earnings on the account
Get Green Rewards Checking
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| Balance |
APY* |
Dividend Rate |
| $0 - $15,000 |
4.00% |
3.92% |
| $15,000+ |
0.15% |
0.15% |
| Qualifications not met |
0.05% |
0.05% |
| Balance |
APY* |
Dividend Rate |
| $2,500 - $24,999 |
1.50% |
1.49% |
| $25,000 - $74,999 |
1.75% |
1.74% |
| $75,000+ |
2.00% |
1.98% |
| Balance |
APY* |
Dividend Rate |
| $100 - $2,499 |
0.25% |
0.25% |
| $2,500+ |
0.50% |
0.50% |
