Your home can unlock so many opportunities. Use it to open a line of credit that’s there for practically any purpose, big or small.


Key Features

  • Competitive Rates
  • Anytime Funds
  • Revolving Credit
  • Turn the equity in your home into ongoing, affordable financing
  • Available for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And much more
  • The existing equity in your home is used as collateral backing
  • Competitive variable rates as low as 8.50% APR1
  • No closing costs1
  • Annual fee waived1
  • Up to 90% LTV programs available1
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Funds easily available via online banking or check
  • Set up automatic payments to be deducted from your account monthly
  • The interest paid might be tax deductible2
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

View Full Disclosure

1Upon approved credit. APR= Annual Percentage Rate. Primary Residence only. Kemba refinances do not apply. Home Equity loans are not available in all states. Rate reflects 80% or less Loan-to-Value (LTV) and credit score of 700+. Prime is as stated in the Wall Street Journal, subject to adjustment on the first day of each calendar quarter with a maximum APR of 8.50% and a minimum APR of 2.00%.The current rate of Prime + 0.00% is only available on new loans (new money) and a credit score of 700 or better. The $50 annual fee on the LOC will be waived the first year. Contact your tax advisor for tax deductibility. Your Annual Percentage rate can change quarterly. There is no limit on the amount by which the interest rate can change during any one-year period other than the maximum Annual Percentage Rate that can apply at any time on this account. To open and maintain a line of credit, you may have to pay us an application fee of $500.00. Please contact us at 513-763-8189 for other available Home Equity products. NMLS# 422067

2Consult a tax advisor.

All loans are subject to approval. Rates, terms, and conditions are subject to change.