A SPECIAL MESSAGE FROM PRESIDENT/CEO DAN SUTTON

GROWING TO SERVE YOU BETTER
Construction is moving along nicely at our new South Lebanon, Ohio and Richmond, Indiana branches! Both locations will offer expanded services and more convenient access for our members. We’re excited to see these new locations taking shape and look forward to opening the doors to our members at both offices in the coming months.

KEMBA IN THE COMMUNITY
Kemba had a fantastic time at the Voices of America Country Music Festival this past August as the VIP Title Sponsor. It was a great opportunity to connect with so many of our members while enjoying incredible live music, great food and the excitement of the festival.

We also made our debut as a Presenting Sponsor of Festhalle at Oktoberfest
Zinzinnati. This four-day celebration brought together hundreds of thousands of people for a weekend filled with great food, refreshing drinks, live entertainment and plenty of good company!

Being part of events like these is one of the things we enjoy most about serving our communities. We look forward to continuing to support the events and organizations that bring people together.

KARS GOLF OUTING
It’s incredibly rewarding to see what we can accomplish when our members, sponsors, and community partners come together.

Our 19th Annual Kemba Dealer Classic raised $25,652.26 for KAREfarm and
Angel’s Watch.

KAREfarm provides free, nature-based grief retreats for individuals who have lost a loved one, while Angel’s Watch offers compassionate inhome end-of-life services and support for pets and their families.

Thank you to our generous sponsors and dealership partners who helped make these donations possible.

KEMBA ON CAMPUS
We’re excited to be part of the energy on campus this fall as athletic sponsors of Miami University, Northern Kentucky University, University of Cincinnati and
Lakota West High School.

It’s a great way for us to connect with students, alumni, fans and our community throughout the season.

If you spot the Kemba team at a sporting event this fall, be sure to stop by, say hello and learn more about what Kemba has to offer.

Dan Sutton, President / CEO

FINANCIAL SUMMARY

Assets
$1,735,183,818

Loans
$1,462,268,476

Shares
$1,477,450,716

Members
131,426

Net Worth
$204,509,236

These figures are accurate
as of August, 31 2026.