Our certificates help you save even more in less time. Just pick your term to lock in a fixed rate. No surprises — just solid, low-risk savings.

Rates

Calculator

Key Features

  • Guaranteed Returns
  • Competitive Dividends
  • No Setup or Maintenance Fees
  • Competitive, fixed rates that are higher than standard savings
  • The longer your term, the higher your rate
  • Provides more guarantee than other, more risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 3 months to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty
  • $500 minimum deposit to open
  • $10 minimum deposit to open a 12-month “+Plus” Certificate (add to certificate over time to earn dividends)

 

Term

APY*

Dividend Rate

11 Month Special 4.10% 4.018%
17 Month Special  4.25% 4.162%
27 Month Special 4.40% 4.306%

Early withdrawals subject to penalty. Minimum balance to open and earn dividends: $500.00. Fees may reduce earnings on the account

APY = Annual Percentage Yield. APR = Annual Percentage Rate. Upon approved credit. All deposit rates are accurate as of 01/09/2023. Rates, terms, and conditions are subject to change. Fees APY is accurate as of the last dividend declaration date. Fees may reduce earnings on the account. APY is accurate as of the last dividend declaration date.