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Imagine getting through life without ever having to dig for change — or worse, write a check. Use your Visa® debit card for purchases around the globe and online.

The very same card is used to make ATM withdrawals and earn rewards through your Kemba checking account. One tiny piece of plastic; a whole lot of versatility.

  • Safer than carrying cash
  • More convenient and safer than checks
  • Eliminate cost of purchasing checks
  • Make purchases anywhere Visa® is accepted
  • Sign up for a Kemba checking account and use your card to earn rewards
  • 24/7 access to funds via surcharge-free ATMs
  • 4 surcharge-free ATM withdrawals per month

Your debit card: big protection in a tiny chip.

Kemba debit cardholders now use cards that includes "chip" technology. These debit cards feature an embedded chip that improves security every time you make a purchase at a chip-activated terminal. With this card you receive:

  • Enhanced fraud protection. This tiny chip protects you from fraud by creating a one-time use code for each transaction at a chip-activated terminal. This code is virtually impossible to counterfeit and helps reduce in-store fraud.
  • Ease of use. If a merchant is not yet chip-activated, simply swipe your card like you do today. However, if a chip-activated terminal is available, insert your card instead and follow the prompts.
  • Global acceptance. Use your card worldwide, everywhere Visa® Debit Cards are accepted. Chip-activated terminals are already present in some U.S. retailers — and more will implement them in the months and years to come.

If your card is ever lost, stolen or fraudulently used, you are not responsible for unauthorized charges.

If you have questions about your new card, please contact us at 513-762-5070.