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Maximize your savings with a fixed rate Certificate from Kemba. This investment allows you to earn higher dividends than with regular savings, while your rate remains unchanged. So you get no surprises — just solid, low-risk savings.

We offer a variety of terms to suit your savings goals. Reach out to us today, and we will gladly help you choose the best one for you.



  • Fixed rates, higher than regular savings
  • Set aside for future savings goals
  • A wide range of terms available (from 3 months to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty, which may reduce earnings
  • $500 minimum deposit to open 
  • $10 minimum deposit to open a 12 Month "+Plus" Certificate (add to certificate over time to earn dividends)