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Regardless of its size, a business always has needs. You can cover just about any of them with a Kemba business loan. Whether it's equipment, vehicles, more space, or working capital to grow, we can help you obtain it.

We offer competitive interest rates and flexible terms. And with decisions made right here in Southwest Ohio, you'll have the cash you need in no time.

State funding available for restaurant and bar member businesses

The State of Ohio is also freeing up resources to provide further financial assistance. Recently, Governor DeWine designated $38.7 million in federal CARES Act funding to provide $2,500 assistance payments to on-premise liquor permit holders facing financial difficulties. Each business with an active on-premise liquor permit is eligible, and the deadline to apply for the Bar and Restaurant Assistance Fund has been extended to Jan. 31. While the program is referred to as the Bar and Restaurant Assistance Fund, more than just bars and restaurants have eligible permits. Movie theaters, bowling alleys, sports and concert venues, and even some hair salons, may be eligible for this funding. Visit to apply today. An active liquor permit number and federal tax information is required for the application process.


  • Competitive rates for a wide range of business expenses:
    • Working capital
    • Equipment
    • Machinery
    • Inventory
    • Facility improvements
    • Vehicle fleets
    • Mortgages
    • And more
  • Repayment terms customized to fit your business's unique needs
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

Does your business have a term loan which is due for renewal?  Ask Kemba Credit Union how we can structure a take-out of that loan.  Is your business growing and are you looking for a new building? Click here for the Business Loan Application Request form.

For questions and to submit your application, please email [email protected]

Whether you are investing in larger income-producing properties like apartment complexes or office buildings or strip malls, or just a smaller investor with single family residences or lower unit multi-family buildings, Kemba has financing options to assist in your investing efforts.