Visa Credit Cards

Personal Loans

Product APR
 Personal Loan 8.112%

*APR = Annual Percentage Rate. Minimum credit score of 710+ required.  Example loan in the amount of $10,000.00 for 60 months, would have a monthly payment of $202.27, with an interest rate of 7.90% and an APR of 8.112%. Upon approved credit. Rates subject to change. This rate is accurate as of 1/3/2017.

Home Equity Line of Credit See Details

Product APR
Home Equity Line of Credit (80% LTV - Max) 3.75%
Home Equity Line of Credit (Over 80% LTV) 5.25%

*Upon approved credit. APR=Annual Percentage Rate. Kemba refinances do not apply. Home Equity Loans are not available in all states. Rate reflects 80% or less Loan-to-Value (LTV) and credit score of 710+. Up to 95% LTV rates and terms are available to qualified borrowers. Prime is as stated  in the Wall Street Journal, subject to adjustment on the first day of each calendar quarter with a maximum APR of 18% and a minimum APR of 3.75%. The current rate of Prime + 0 is only available on new loans (new money) with an initial advance of $5,000 and a credit score of 710 or better. No closing cost special is valid on new loans (new money) with an initial advance of $5,000 or more. New loans with an initial draw under $5,000 will be subject to a $500 closing cost. The $100 annual fee on the LOC will be waived the first year. Contact your tax advisor for tax deductibility. Your Annual Percentage Rate can change quarterly. There is no limit on the amount by which the interest rate can change during any one-year period other than the maximum Annual Percentage Rate that can apply at any time to this account. NMLS 422067

Automobile See Details

Model Year Term APR
2014 - 2017 Up to 63 Months 3.19%

APR = Annual Percentage Rate. Model years 2014 -2017. Minimum credit score of 710+ required. Maximum term of 63 months. Example loan in the amount of $20,000.00 for 60 months, would have a monthly payment of $359.27, with an interest rate of 2.99% and an APR of 3.19%. New money only. Upon approved credit. Kemba refinances do not apply. Rates subject to change. This rate is accurate as of 01/09/2017

Credit Cards See Details

Prime Rate of 3.75%

Product APR Annual Fee
Visa (Variable) 10.74% (Prime + 6.99%) No Annual Fee
VisaGold (Variable) 8.49% (Prime + 4.74%) No Annual Fee
Visa Platinum 9.90% No Annual Fee

*APR = Annual Percentage Rate. Upon Approved Credit. Minimum salary requirement $25,000. Transaction fee for balance transfers and cash advances: 2% of each advance; minimum of $2, maximum $50. Foreign currency transaction fee 1%.

First Mortgage See Details

Visit our Mortgage Center for Today’s Rates

Student Loans See Details

Visit our Student Choice Center

Certificates (CDs) See Details

Term APY* Rate
3 Months 0.15% 0.15%
6 Months 0.60% 0.598%
12 Months 0.800% 0.797%
18 Months 0.950% 0.946%
24 Months 1.000% .995%
36 Months 1.150% 1.143%
48 Months 1.400% 1.390%
60 Months 2.000% 1.980%

Early withdrawals subject to penalty. Minimum balance to open and earn dividends: $500.00.

Business Checking See Details

Checking Account Balance Rate APY*
Business Prestige $2,500.00+ 0.10% 0.10%
Business Platinum $2,500.00 - $24,999.00 0.10% 0.10%
Business Platinum $25,000.00+ 0.15% 0.15%

Rates subject to change

Savings See Details

Product APY* Rate
Regular Savings 0.05% 0.05%
Secondary Savings 0.05% 0.05%
Christmas Club 0.05% 0.05%
Vacation Club 0.05% 0.05%

Get Green Checking See Details

Balance  Rate APY*
0 - $15,000 1.50% 1.50%
$15,000+ 0.15% 1.50% - 0.15%
Qualifications not met 0.05% 0.05%

Money Market See Details

Balance APY* Rate
$2,500 - $24,999 .10% .10%
$25,000 and up .15% .15%

Member Select Checking Plus See Details

Balance APY* Rate
$2,500 - $9,999 0.05% .05%
$10,000 and up 0.15% .15%

HSA Checking See Details

Balance APY* Rate
$100 - $2,499 0.25% 0.25%
$2,500 and up 1.00% 0.995%

Rates as of January 3, 2017. Upon approved credit. Rates subject to change.

APY=Annual Percentage Yield.

APR = Annual Percentage Rate.