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APY = Annual Percentage Yield. APR = Annual Percentage Rate.  Upon approved credit. Rates subject to change. 

Personal Loans

Product APR as low as*
Signature Loan 10.12%

*APR = Annual Percentage Rate. Minimum credit score of 710+ required. Example loan in the amount of $10,000.00 for 60 months, would have a monthly payment of $211.98, with an interest rate of 9.900% and an APR of 10.116%. Upon approved credit. Rates subject to change. This rate is accurate as of 1/04/2019.

Home Equity Line of Credit Learn More

Product APR as low as*
Home Equity Line of Credit (80% LTV - Max) 5.25%

*Upon approved credit. APR= Annual Percentage Rate. Primary Residence only. Kemba refinances do not apply. Home Equity loans are not available in all states. Rate reflects 80% or less Loan-to-Value (LTV) and credit score of 700+. Prime is as stated in the Wall Street Journal, subject to adjustment on the first day of each calendar quarter with a maximum APR of 8.50% and a minimum APR of 2.00%.The current rate of Prime + 0.00% is only available on new loans (new money) and a credit score of 700 or better. The $100 annual fee on the LOC will be waived the first year. Contact your tax advisor for tax deductibility. Your Annual Percentage rate can change quarterly. There is no limit on the amount by which the interest rate can change during any one-year period other than the maximum Annual Percentage Rate that can apply at any time on this account. Please contact us at 513-763-8189 for other available Home Equity products. NMLS# 422067

Automobile Learn More

Model Year Term APR as low as*
2016-2019 Up to 63 Months 4.19%

*APR = Annual Percentage Rate.  Model years 2016 - 2019.  Minimum credit score of 710+ required.  Maximum term of 63 months.  Example loan in the amount of $20,000.00 for 60 months, would have a monthly payment of $368.29, with an interest rate of 3.990% and an APR of 4.194%.  New money only.  Upon approved credit.  Kemba refinances do not apply.  Rates subject to change.  This rate is accurate as of 6/10/2019.

Credit Cards Learn More

Product APR* Disclosures
Visa (Variable) 12.49% (Prime + 6.99%) Disclosure
Visa Gold (Variable) 10.24% (Prime + 4.74%) Disclosure
Visa Platinum 9.90% Disclosure

Prime Rate of 5.50%

*APR = Annual Percentage Rate. Upon Approved Credit. Minimum salary requirement $25,000. Transaction fee for balance transfers and cash advances: 2% of each advance; minimum of $2, maximum $50. Foreign currency transaction fee 1%.

Certificates Learn More

Term APY* Dividend Rate
3 Months 1.300% 1.292%
6 Months 1.850% 1.833%
12 Months 2.000% 1.980%
18 Months 2.150% 2.127%
24 Months 2.250% 2.225%
30 Months 2.250% 2.225%
36 Months 2.350% 2.323%
48 Months 2.450% 2.421%
60 Months 2.500% 2.469%

Early withdrawals subject to penalty. Minimum balance to open and earn dividends: $500.00.

Business Checking Learn More

Product Balance APY* Dividend Rate
Business Prestige $2,500.00+ 0.10% 0.10%
Business Platinum $2,500.00 - $24,999.99 0.10% 0.10%
Business Platinum $25,000.00+ 0.15% 0.15%

Rates subject to change

Savings

Product APY* Dividend Rate
Regular Savings 0.05% 0.05%
Secondary Savings 0.05% 0.05%
Holiday Club 0.05% 0.05%
Vacation Club 0.05% 0.05%

Get Green Rewards Checking Learn More

Balance APY* Dividend Rate
$0 - $15,000 2.00% 2.00%
$15,000+ 2.00% - 0.15% 0.15%
Qualifications not met 0.05% 0.05%

Money Market Learn More

Balance APY* Dividend Rate
$2,500 - $24,999 1.10% 1.094%
$25,000+ 1.20% 1.193%

HSA Checking Learn More

Balance APY* Dividend Rate
$100 - $2,499 0.25% 0.25%
$2,500+ 1.00% 0.995%

All deposit rates are accurate as of 9/10/2019.